The easy way to open a business current account

1. Enter your email to sign up for ANNA

2. Download the ANNA app to your mobile

3. Answer a few simple questions about your business

Open my account

4. Complete the application process in less than 10 minutes

Traditional banks use a manual credit checking system to vet future customers. ANNA doesn’t offer credit, which means our process is different by design – it’s fast, and applying won’t affect your credit score.

Stress-free sign up

Account set up takes less than 10 minutes, and your business debit card will be on the way the same day. Try ANNA free while you're starting up.

ANNA Money is the business current account for startups, freelancers and creative types.

Business account & admin support with ANNA Money

© 2021— ANNA | All rights reserved

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by PayrNet Ltd pursuant to license by Mastercard International Inc. Payrnet is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594)

Absolutely No Nonsense Admin Ltd.
‘ANNA’ is a trademark of Absolutely No Nonsense Admin Ltd.

Registered Office: Brunel House, 2 Fitzalan Road, Cardiff, Wales, CF24 0EB. Registered Company No. 10149389

A mobile business account

Open your ANNA business current account in less than 10 minutes and receive your debit Mastercard® within five working days.

ANNA creates and sends sales invoices for you, and politely chases payments due too, making it easier for you to get paid on time.

Freedom from invoicing

You only need your card and the app to make full use of all ANNA’s features, so say goodbye to branch visits and paper forms.

ANNA also schedules payments of purchase invoices. Just forward any payment email to us and we’ll set up the transaction ready for your approval.

Never miss a tax deadline

We’ll send you reminders about upcoming HMRC requirements so you can stay ahead of the game.

No more tax surprises

We’ll calculate the amount you owe HMRC according to your tax profile and transactions you have on your ANNA account. You will always know how much money to save.

Multiple bank accounts in one app

Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app.

£4.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Post us your old receipts

Available on another plan

Access for your accountant

Available on other plans

VAT estimation

Payroll projects

Coming soon to other plans

Invoice management

Create and send invoices

Available on other plans

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

£500–£2,000

£25,000

Up to £300 per month

4 per month

Monthly income

Maximum balance

Free ATM withdrawals

Free UK transfers, in and out

Business account

Direct debits

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Available on other plans

ANNA business debit card

3 cards

Personal payment link for accepting payments

Up to £200 per month, then 1% fee applies

Virtual cards

Free transfers within ANNA

Unlimited

£5 per payment

Payments in and out no included in the free allowance

Foreign payments

Foreign exchange (FX) and overseas payments

Conversion (markup) fee

Free foreign payments

Available on other plans

0.5%

Free until June

What you pay depends on your business

Everything’s free while you're starting up. After that, how much you pay depends on how much you use ANNA. If you don’t use your account one month, you don’t pay anything the next one.

£9.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Access for your accountant

Post us your old receipts

– (available on another plan)

VAT estimation

Payroll projects

– (coming soon to another plan)

Invoice management

Create and send invoices

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

£2,000–£20,000

£120,000

Up to £5,000 per month

35 per month

Monthly income

Maximum balance

Free ATM withdrawals

Free UK transfers, in and out

Business account

Direct debits

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Up to 3 users

ANNA business debit card

5 cards

Personal payment link for accepting payments

Up to £200 per month, then 1% fee applies

Virtual cards

Free transfers within ANNA

Unlimited

£5 per payment

Payments in and out no included in the free allowance

Foreign payments

Foreign exchange (FX) and overseas payments

Conversion (markup) fee

Free foreign payments

2

0.5%

Free until June

£19.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Access for your accountant

Post us your old receipts

VAT estimation

Payroll projects

Coming soon

Invoice management

Create and send invoices

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

£20,000–£100,000

£500,000

Up to £5,000 per month

200 per month

Monthly income

Maximum balance

Free ATM withdrawals

Free UK transfers, in and out

Business account

Direct debits

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Up to 10 users

ANNA business debit card

20 cards

Personal payment link for accepting payments

Up to £200 per month, then 1% fee applies

Virtual cards

Free transfers within ANNA

Unlimited

£5 per payment

Payments in and out no included in the free allowance

Foreign payments

Foreign exchange (FX) and overseas payments

Conversion (markup) fee

Free foreign payments

2

0.5%

Free until June

What you get

Debit card

Direct debits

Connect other bank accounts
(Open Banking)

UK business account, account number and sort code

Virtual cards

Personal payment link for accepting payments

Multiple user access

Free transfers within ANNA

Instant payment notifications

1% cashback on purchases

3 cards

Unlimited

Up to £200 per month, then 1% fee applies

5 cards

Up to £200 per month, then 1% fee applies

Up to 3 users

Unlimited

20 cards

Up to £200 per month, then 1% fee applies

Up to 10 users

Unlimited

2 cards

Unlimited

Up to £200 per month, then 1% fee applies

Invoice management

Invoice reminders

Auto-match payments to invoices

CSV reports

Add your logo to invoices

Create and send invoices

Create invoices with no ANNA branding

Expense management automation & accounting

Integration to accounting software (Xero)

VAT estimation

Payroll projects

Access for your accountant

Receipt capture

Auto-match payments to expenses

Post us your old receipts

Tax reminders

Coming soon

£19.90

a month,
VAT included

£9.90

a month,
VAT included

£4.90

a month,
VAT included

£0

a month,
VAT included

2 per month

Up to £100 per month

under £500

£5,000

4 per month

Up to £300 per month

£500–£2,000

£25,000

35 per month

Up to £2,000 per month

£2,000–£20,000

£120,000

200 per month

Up to £5,000 per month

£20,000–£500,000

£700,000

Free UK transfers, in and out

Free ATM withdrawals

Monthly incoming volume

Maximum balance

Foreign payments

Free foreign payments

Conversion (markup) fee

Payments in and out no included in the free allowance

Foreign exchange (FX) and overseas payments

0.5%

£5 per payment

Free until June

0.5%

2

£5 per payment

Free until June

0.5%

2

£5 per payment

Free until June

0.5%

Free until June

£0 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Post us your old receipts

Available on another plan

Access for your accountant

Available on other plans

VAT estimation

Payroll projects

Available on other plans

Invoice management

Create and send invoices

Auto-match payments to invoices

Invoice reminders

CSV reports

Add your logo to invoices

Create invoices with no ANNA branding

Available on other plans

Available on other plans

Payments in and out no included in the free allowance

Foreign payments

Foreign exchange (FX) and overseas payments

Conversion (markup) fee

Free foreign payments

Available on other plans

0.5%

Free until June

Business account

Direct debits

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Available on other plans

ANNA business debit card

2 cards

Personal payment link for accepting payments

Up to £200 per month, then 1% fee applies

Virtual cards

Free transfers within ANNA

Unlimited

under £500

£5,000

Up to £100 per month

2 per month

Monthly income

Maximum balance

Free ATM withdrawals

Free UK transfers, in and out

Bespoke plan is available

Ask us in the chat if you plan to exceed the standard limits – we can offer you a plan tailored to your business.

Admin power user features

If you require extra admin or security compliance support we might provide it at an additional price – we'll let you know in advance. Please ask us in the chat for details.