The easy way to open a business current account

1. Enter your email to sign up for ANNA

2. Download the ANNA app to your mobile

3. Answer a few simple questions about your business

Open my account

4. Complete the application process in less than 10 minutes

Traditional banks use a manual credit checking system to vet future customers. ANNA doesn’t offer credit, which means our process is different by design – it’s fast, and applying won’t affect your credit score.

Stress-free sign up

Account set up takes less than 10 minutes, and your business debit card will be on the way the same day. Try ANNA for free, starting today.

ANNA is a mobile-only business current account designed specifically for freelancers and small businesses, packed full of handy features. It’s a bank feed and a bookkeeping tool in one, making it easier to integrate with Xero.

The ANNA free business current account

© 2021 — ANNA | All rights reserved

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by PayrNet Limited pursuant to license by Mastercard International Inc. PayrNet is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594)

Absolutely No Nonsense Admin Ltd.
‘ANNA’ is a trademark of Absolutely No Nonsense Admin Ltd.

Registered Office: Capital Tower Business Centre, Capital Tower, Greyfriars Road, Cardiff, Wales, CF10 3AG. Registered Company No. 10149389

A mobile business account

Open your ANNA business current account in less than 10 minutes and receive your debit Mastercard® within five working days.

You only need your card and the app to make full use of all ANNA’s features, so say goodbye to branch visits and paper forms.

Multiple bank accounts in one app

Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app.

£4.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Post us your old receipts

– (available on another plan)

Access for your accountant

– (available on other plans)

VAT estimation

Payroll projects

– (coming soon to other plans)

Invoice management

Create and send invoices

– (available on other plans)

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

3 cards

ANNA business debit card

Business account

Direct Debit

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

– (available on other plans)

Incoming EUR and USD payments

coming soon

Transfers within ANNA

Unlimited

Outgoing EUR and USD payments

Unlimited

Banking details in EUR and USD

coming soon

£500–£2,000

£25,000

4 a month

£300 a month

Monthly income

Maximum balance

Local transfers

ATM withdrawals

What you pay depends on your business

Everything’s free while you’re starting up. After that, how much you pay depends on how much you use ANNA. If you don’t use your account one month, you don’t pay anything the next one.

£9.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Access for your accountant

Post us your old receipts

– (available on another plan)

VAT estimation

Payroll projects

– (coming soon to another plan)

Invoice management

Create and send invoices

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

£2,000–£20,000

£120,000

35 a month

£2,000 a month

Monthly income

Maximum balance

Local transfers

ATM withdrawals

5 cards

ANNA business debit card

Business account

Direct Debit

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Up to 3 users

Incoming EUR and USD payments

coming soon

Transfers within ANNA

Unlimited

Outgoing EUR and USD payments

Unlimited

Banking details in EUR and USD

coming soon

£19.90 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Access for your accountant

Post us your old receipts

VAT estimation

Payroll projects

Coming soon

Invoice management

Create and send invoices

Invoice reminders

Auto-match payments to invoices

Add your logo to invoices

Create invoices with no ANNA branding

CSV reports

£20,000–£500,000

£700,000

Unlimited

£10,000 a month

Monthly income

Maximum balance

Local transfers

ATM withdrawals

Unlimited cards

ANNA business debit card

Business account

Direct Debit

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

Unlimited users

Incoming EUR and USD payments

coming soon

Transfers within ANNA

Unlimited

Outgoing EUR and USD payments

Unlimited

Banking details in EUR and USD

coming soon

Business account

ANNA business debit card

Direct Debit

Connect other bank accounts
(Open Banking)

1% cashback for paying with your ANNA card in selected categories

UK business account, full account number and sort code

Transfers within ANNA

Instant payment notifications

Multiple user access

Banking details in EUR and USD

Incoming EUR and USD payments

Outgoing EUR and USD payments

3 cards

Unlimited

Unlimited

Coming soon

Coming soon

5 cards

Unlimited

Up to 3 users

Unlimited

Coming soon

Coming soon

Unlimited cards

Unlimited

Unlimited users

Unlimited

Coming soon

Coming soon

2 cards

Unlimited

Unlimited

Coming soon

Coming soon

Invoice management

Invoice reminders

Auto-match payments to invoices

CSV reports

Add your logo to invoices

Create and send invoices

Create invoices with no ANNA branding

Expense management automation & accounting

Integration to accounting software (Xero)

VAT estimation

Payroll projects

Access for your accountant

Receipt capture

Auto-match payments to expenses

Post us your old receipts

Tax reminders

Coming soon

£19.90

a month,
VAT included

£9.90

a month,
VAT included

£4.90

a month,
VAT included

£0

a month,
VAT included

2 a month

£100 a month

under £500

£5,000

4 a month

£300 a month

£500–£2,000

£25,000

35 a month

£2,000 a month

£2,000–£20,000

£120,000

Unlimited

£10,000 a month

£20,000–£500,000

£700,000

UK transfers, in and out

ATM withdrawals

Monthly income

Maximum balance

£0 a month, VAT included

Expense management automation & accounting

Integration to accounting software (Xero)

Receipt capture

Auto-match payments to expense categories

Tax reminders

Post us your old receipts

– (available on another plan)

Access for your accountant

– (available on other plans)

VAT estimation

Payroll projects

– (available on other plans)

Invoice management

Create and send invoices

Auto-match payments to invoices

Invoice reminders

CSV reports

Add your logo to invoices

Create invoices with no ANNA branding

– (available on other plans)

under £500

£5,000

2 per month

£100 per month

Monthly income

Maximum balance

Local transfers

ATM withdrawals

2 cards

ANNA business debit card

Business account

Direct Debit

Connect other bank accounts (Open Banking)

1% cashback for paying with your ANNA card within selected categories

UK business account, account no. and sort code

Instant payment notifications

Multiple user access

– (available on other plans)

Incoming EUR and USD payments

coming soon

Transfers within ANNA

Unlimited

Outgoing EUR and USD payments

Unlimited

Banking details in EUR and USD

coming soon

ANNA automatically reconciles your accounts as you go, matching receipts and invoices to all your transactions. That means clean, tidy, up-to-date accounts and no awkward questions from HMRC.

Make tax time a breeze

Create professional invoice PDFs in an instant. Just chat us the details and we do the rest. We'll politely chase your invoices when they’re overdue, and if you have regular work, recurring invoices will be perfect for you.

Instant invoice generator

Your invoices are also imported into your Xero account so you have an accurate transaction history.

No more bundles of receipts gathering dust. Snap your receipts and we’ll scan them, attach them to the correct transaction, and assign your expense category. They will be automatically imported into your Xero account for reconciliation and an easier tax return for you or your accountant.

Free receipt scanning

Joe Harvie

“I like the way the app is laid out on my phone, it's so easy to use, and I like getting the help with chasing up invoices. I also like the 24/7 contact, which is handy because I work weird hours”

Joe Junk Rubbish Removal, Glasgow

Xero is world-leading online accounting software built for small business.

About Xero

Find out more or try Xero Accounting Software for free.

  • Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet of phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.
  • Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims – from anywhere.
  • Get paid faster with online invoicing. Send online invoices to your customers – and get updated when they’re opened.
  • Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

5. In the app chat, tell us you want to connect your ANNA account to Xero – we'll get you set up in a few minutes