The easy way to open a business current account
1. Enter your email to sign up for ANNA
2. Download the ANNA app to your mobile
3. Answer a few simple questions about your business
4. Complete the application process in less than 10 minutes
Traditional banks use a manual credit checking system to vet future customers. ANNA doesn’t offer credit, which means our process is different by design – it’s fast, and applying won’t affect your credit score.
Stress-free sign up
Account set up takes less than 10 minutes, and your business debit card will be on the way the same day. Try ANNA for free, starting today.
ANNA is a mobile-only business current account designed specifically for freelancers and small businesses, packed full of handy features. It’s a bank feed and a bookkeeping tool in one, making it easier to integrate with Xero.
The ANNA free business current account
© 2021 — ANNA | All rights reserved
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by PayrNet Limited pursuant to license by Mastercard International Inc. PayrNet is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594)
Absolutely No Nonsense Admin Ltd.
‘ANNA’ is a trademark of Absolutely No Nonsense Admin Ltd.
Registered Office: Capital Tower Business Centre, Capital Tower, Greyfriars Road, Cardiff, Wales, CF10 3AG. Registered Company No. 10149389
A mobile business account
Open your ANNA business current account in less than 10 minutes and receive your debit Mastercard® within five working days.
You only need your card and the app to make full use of all ANNA’s features, so say goodbye to branch visits and paper forms.
Multiple bank accounts in one app
Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app.
£4.90 a month, VAT included
Expense management automation & accounting
Integration to accounting software (Xero)
Receipt capture
Auto-match payments to expense categories
Tax reminders
Post us your old receipts
– (available on another plan)
Access for your accountant
– (available on other plans)
VAT estimation
Payroll projects
– (coming soon to other plans)
Invoice management
Create and send invoices
– (available on other plans)
Invoice reminders
Auto-match payments to invoices
Add your logo to invoices
Create invoices with no ANNA branding
CSV reports
3 cards
ANNA business debit card
Business account
Direct Debit
Connect other bank accounts (Open Banking)
1% cashback for paying with your ANNA card within selected categories
UK business account, account no. and sort code
Instant payment notifications
Multiple user access
– (available on other plans)
Incoming EUR and USD payments
coming soon
Transfers within ANNA
Unlimited
Outgoing EUR and USD payments
Unlimited
Banking details in EUR and USD
coming soon
£500–£2,000
£25,000
4 a month
£300 a month
Monthly income
Maximum balance
Local transfers
ATM withdrawals
What you pay depends on your business
Everything’s free while you’re starting up. After that, how much you pay depends on how much you use ANNA. If you don’t use your account one month, you don’t pay anything the next one.
£9.90 a month, VAT included
Expense management automation & accounting
Integration to accounting software (Xero)
Receipt capture
Auto-match payments to expense categories
Tax reminders
Access for your accountant
Post us your old receipts
– (available on another plan)
VAT estimation
Payroll projects
– (coming soon to another plan)
Invoice management
Create and send invoices
Invoice reminders
Auto-match payments to invoices
Add your logo to invoices
Create invoices with no ANNA branding
CSV reports
£2,000–£20,000
£120,000
35 a month
£2,000 a month
Monthly income
Maximum balance
Local transfers
ATM withdrawals
5 cards
ANNA business debit card
Business account
Direct Debit
Connect other bank accounts (Open Banking)
1% cashback for paying with your ANNA card within selected categories
UK business account, account no. and sort code
Instant payment notifications
Multiple user access
Up to 3 users
Incoming EUR and USD payments
coming soon
Transfers within ANNA
Unlimited
Outgoing EUR and USD payments
Unlimited
Banking details in EUR and USD
coming soon
£19.90 a month, VAT included
Expense management automation & accounting
Integration to accounting software (Xero)
Receipt capture
Auto-match payments to expense categories
Tax reminders
Access for your accountant
Post us your old receipts
VAT estimation
Payroll projects
Coming soon
Invoice management
Create and send invoices
Invoice reminders
Auto-match payments to invoices
Add your logo to invoices
Create invoices with no ANNA branding
CSV reports
£20,000–£500,000
£700,000
Unlimited
£10,000 a month
Monthly income
Maximum balance
Local transfers
ATM withdrawals
Unlimited cards
ANNA business debit card
Business account
Direct Debit
Connect other bank accounts (Open Banking)
1% cashback for paying with your ANNA card within selected categories
UK business account, account no. and sort code
Instant payment notifications
Multiple user access
Unlimited users
Incoming EUR and USD payments
coming soon
Transfers within ANNA
Unlimited
Outgoing EUR and USD payments
Unlimited
Banking details in EUR and USD
coming soon
Business account
ANNA business debit card
Direct Debit
Connect other bank accounts
(Open Banking)
1% cashback for paying with your ANNA card in selected categories
UK business account, full account number and sort code
Transfers within ANNA
Instant payment notifications
Multiple user access
Banking details in EUR and USD
Incoming EUR and USD payments
Outgoing EUR and USD payments
3 cards
Unlimited
Unlimited
Coming soon
Coming soon
5 cards
Unlimited
Up to 3 users
Unlimited
Coming soon
Coming soon
Unlimited cards
Unlimited
Unlimited users
Unlimited
Coming soon
Coming soon
2 cards
Unlimited
Unlimited
Coming soon
Coming soon
Invoice management
Invoice reminders
Auto-match payments to invoices
CSV reports
Add your logo to invoices
Create and send invoices
Create invoices with no ANNA branding
Expense management automation & accounting
Integration to accounting software (Xero)
VAT estimation
Payroll projects
Access for your accountant
Receipt capture
Auto-match payments to expenses
Post us your old receipts
Tax reminders
Coming soon
£19.90
a month,
VAT included
£9.90
a month,
VAT included
£4.90
a month,
VAT included
£0
a month,
VAT included
2 a month
£100 a month
under £500
£5,000
4 a month
£300 a month
£500–£2,000
£25,000
35 a month
£2,000 a month
£2,000–£20,000
£120,000
Unlimited
£10,000 a month
£20,000–£500,000
£700,000
UK transfers, in and out
ATM withdrawals
Monthly income
Maximum balance
£0 a month, VAT included
Expense management automation & accounting
Integration to accounting software (Xero)
Receipt capture
Auto-match payments to expense categories
Tax reminders
Post us your old receipts
– (available on another plan)
Access for your accountant
– (available on other plans)
VAT estimation
Payroll projects
– (available on other plans)
Invoice management
Create and send invoices
Auto-match payments to invoices
Invoice reminders
CSV reports
Add your logo to invoices
Create invoices with no ANNA branding
– (available on other plans)
under £500
£5,000
2 per month
£100 per month
Monthly income
Maximum balance
Local transfers
ATM withdrawals
2 cards
ANNA business debit card
Business account
Direct Debit
Connect other bank accounts (Open Banking)
1% cashback for paying with your ANNA card within selected categories
UK business account, account no. and sort code
Instant payment notifications
Multiple user access
– (available on other plans)
Incoming EUR and USD payments
coming soon
Transfers within ANNA
Unlimited
Outgoing EUR and USD payments
Unlimited
Banking details in EUR and USD
coming soon
ANNA automatically reconciles your accounts as you go, matching receipts and invoices to all your transactions. That means clean, tidy, up-to-date accounts and no awkward questions from HMRC.
Make tax time a breeze
Create professional invoice PDFs in an instant. Just chat us the details and we do the rest. We'll politely chase your invoices when they’re overdue, and if you have regular work, recurring invoices will be perfect for you.
Instant invoice generator
Your invoices are also imported into your Xero account so you have an accurate transaction history.
No more bundles of receipts gathering dust. Snap your receipts and we’ll scan them, attach them to the correct transaction, and assign your expense category. They will be automatically imported into your Xero account for reconciliation and an easier tax return for you or your accountant.
Free receipt scanning
Joe Harvie
“I like the way the app is laid out on my phone, it's so easy to use, and I like getting the help with chasing up invoices. I also like the 24/7 contact, which is handy because I work weird hours”
Joe Junk Rubbish Removal, Glasgow
Xero is world-leading online accounting software built for small business.
About Xero
Find out more or try Xero Accounting Software for free.
- Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet of phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.
- Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims – from anywhere.
- Get paid faster with online invoicing. Send online invoices to your customers – and get updated when they’re opened.
- Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.
5. In the app chat, tell us you want to connect your ANNA account to Xero – we'll get you set up in a few minutes